Inclusive Pension System for India:
The Economic Survey 2025-26 highlighted that India’s pension assets are only 17% of GDP, with less than 12% workforce coverage. Experts call for an inclusive national pension system to address rising old-age dependency.A pension provides financial security after retirement, ensuring income stability when earning capacity declines. As per Economic Survey 2025-26, India’s pension assets equal 17% of GDP vs 80% in OECD nations. Just 12% of workforce, and 5.3% of population covered by NPS and APY combined (FY24). Old-age dependency ratio projected to reach 30% by 2050, heightening the urgency for pension reforms.
