RBI MPC Keeps Repo Rate Unchanged:
The Reserve Bank of India’s (RBI) Monetary Policy Committee (MPC), in its February 2026 meeting, kept the repo rate unchanged at 5.25%, following a 25 basis point cut in December 2025.The decision implies no immediate change in lending and deposit rates. EMIs on repo-linked loans (home, personal loans) are expected to remain stable.The committee chose to retain the “neutral” monetary policy stance. This indicates the RBI is not committed to a future rate hike or cut and will act based on incoming data.The RBI raised its GDP growth projection for FY26 to 7.4% from the earlier estimate of 7.3%.The RBI marginally increased its retail inflation projection for FY26 to 2.1% from the earlier 2.0%.
