Today’s Current Affairs: 4th Jan 2024 for SSC CGL, State SSC, RRB, Railways, Banking Exam & IBPS, etc:
UPI transactions hit a new record:
- The volume of UPI (Unified Payments Interface) transactions continues to rise month after month as the total monthly transaction amount touched ₹18.23 lakh crore in Dec last year, 54 percent higher than the corresponding data of 2022
HDFC Bank goes live with NPCI-developed UPI in the secondary market platform:
- The move follows markets regulator Sebi allowing the facility through the UPI app developed by the National Payment Corporation of India (NPCI).
RBI proposes banks with less than 6% net NPAs to declare dividends:
- As per the prevailing norms last updated in 2005, banks need to have an NNPA ratio of up to 7% to become eligible for the declaration of dividends.
Reserve Bank of India cancels the license of The Faiz Mercantile Cooperative Bank Ltd., Nashik, Maharashtra:
- The bank does not have adequate capital and earning prospects.
- As such, it does not comply with the provisions of Section 11(1) and Section 22 (3) (d) read with Section 56 of the Banking Regulation Act, 1949.
RBI enhances bulk deposit limit for large UCBs 6.66 times to ₹1 cr and above:
- The Reserve Bank of India (RBI) has decided to enhance the bulk deposit limit for large urban co-operative banks (UCBs) to ₹1 crore and above from the current ₹15 lakh and above.
M S Swaminathan Award:
- Chaudhary Charan Singh Haryana Agricultural University’s Vice Chancellor Prof. B.R. Kamboj has been honoured with the prestigious M.S. Swaminathan Award in recognition of his contributions as a scientist and extension specialist in the field of agronomy
India Ratings revises PNB Housing Finance NCD ratings from AA to AA+:
- PNB Housing Finance, a housing finance company, said that India Ratings and Research (Ind-Ra) has upgraded the rating of the company’s non-convertible debentures (NCDs) to ‘IND AA+’ from ‘IND AA’ with a stable outlook.
J&K becomes first UT to implement PM Vishwakarma Yojana:
- Jammu and Kashmir has become the first Union Territory (UT) to implement the PM Vishwakarma Yojana (PMVY), an initiative that aims to empower and enhance the skills of the craftsman community
Abu Dhabi’s First Temple to be Inaugurated by PM Modi on 14 Feb:
- The BAPS Hindu Mandir, located in the capital’s Abu Mureikha area, marks the first Hindu temple in the UAE
Putin Kicks Off Russia’s 2024 BRICS Chairmanship:
- During this handover, President Putin emphasized the motto for the upcoming tenure, “Strengthening Multilateralism for Equitable Global Development and Security.”
Assam CM Launches 200 Eco-Buses In Guwahati To Combat Pollution:
- This initiative marks one of the state government’s most substantial efforts to create a pollution-free environment in Assam.