Cashless Treatment of Road Accident Victims Scheme, 2025:
The Government of India recently launched a groundbreaking cashless treatment scheme for road accident victims across the country, ensuring swift and hassle-free medical care for those affected.
- Under the scheme, any individual injured in a road accident involving a motor vehicle on any public road in India will be eligible for cashless medical treatment at designated hospitals.
- The maximum benefit under the scheme is capped at Rs 1.5 lakh and is valid for up to seven days from the date of the accident.
- Treatment at hospitals that are not designated under the scheme will be limited to stabilisation measures, as further detailed in the scheme’s guidelines.
- To ensure seamless execution, the National Health Authority (NHA) will serve as the coordinating agency.
- It will work in collaboration with the police, hospitals and respective State Health Agencies to operationalise the scheme effectively.
- The State Road Safety Council in each state and Union Territory will act as the nodal agency responsible for the scheme’s implementation within their jurisdiction.
- This includes coordinating with the National Health Authority for the onboarding of designated hospitals, the treatment of victims, payment processes to hospitals, and other related matters through a dedicated portal.
- A 17-member steering committee headed by the road transport secretary will monitor the implementation of the scheme.
