PM RAHAT Scheme:
Government of India launched the PM RAHAT (Road Accident Victim Hospitalization and Assured Treatment) Scheme.
- It has prioritized life-saving intervention, financial certainty for hospitals, and a structured emergency response system for accident victims.
- It will be integrated with the Emergency Response Support System (ERSS) enabling victims, Good Samaritans to locate the nearest designated hospital and request ambulance assistance.
- Under the Scheme, every eligible road accident victim on any category of road will be entitled to cashless treatment up to ₹1.5 lakh per victim.
- It is implemented through amalgamating the Electronic Detailed Accident Report (eDAR) platform of the Ministry of Road Transport and Highways with the Transaction Management System (TMS 2.0) of the National Health Authority.
- Reimbursement: To hospitals will be made through the Motor Vehicle Accident Fund (MVAF).
- In cases where the offending vehicle is insured, payment will be drawn from contributions made by General Insurance Companies.
- In uninsured and Hit & Run cases, payment will be made through budgetary allocation by Government of India.
- Grievances will be addressed by a Grievance Redressal Officer nominated by the District Road Safety Committee chaired by the District Collector / District Magistrate.
