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UPI Transactions Surge to 21.63 Billion in December 2025

UPI Transactions Surge to 21.63 Billion in December 2025:

India’s digital payments ecosystem continues to expand rapidly. In December, transactions through the Unified Payments Interface recorded strong growth in both volume and value. The latest figures underline the growing reliance on cashless payments by individuals and businesses, reinforcing India’s position as a global leader in real-time digital payment systems.The National Payments Corporation of India (NPCI) released data showing that UPI transaction volume increased by 29% year-on-year to 21.63 billion transactions in December. Transaction value and daily usage also rose significantly, reflecting sustained growth in digital payment adoption across the country.UPI transactions reached 21.63 billion, showing a sharp annual rise of 29%.The value of transactions increased by 20% year on year, reaching nearly ₹28 lakh crore.On a monthly basis as well, both volume and value showed healthy growth, indicating consistent user engagement rather than one-time spikes.