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Central Government Health Scheme

Central Government Health Scheme:

 

Union Minister of Health launched the revamped Central Government Health Scheme (CGHS) and the Umbrella schemes of Rashtriya Arogya Nidhi (RAN) and Health Minister’s Discretionary Grant (HMDG) on National Health Authority (NHA)’s IT platform for providing cashless, paperless and citizen-centric services.

Central Government Health Scheme (CGHS):

  • The CGHS is a comprehensive Health Scheme for Serving Employees, Pensioners, Members of Parliament, ex-MPs, etc., and their dependent family members.
  • During last 7 years it has expanded to 72 Cities with more than 38 lakh beneficiaries are covered under the scheme.
  • Although CGHS started in 1954 in New Delhi, wherein till 2014 only 25 cities were covered.
  • CGHS retired pensioners are provided Cashless treatment at empanelled centres which will now be made seamless in the new platform.
  • e-referral module developed by NIC has enabled CGHS dispensaries and wellness centres to issue online referral to empanelled hospitals.

Rashtriya Arogya Nidhi (RAN)

  • Harsh Vardhan informed that under RAN, financial assistance up to Rs 15 lakhs is provided to poor patients suffering from major life-threatening diseases/cancer/rare diseases, for medical treatment at Government hospitals.
  • The eligibility criteria to avail services under RAN had been based on State/UT-wise BPL threshold. But getting a state specific BPL certificate from competent authority has remained a time-consuming process.

Health Minister’s Discretionary Grant (HMDG)

  • Similarly, under HMDG a maximum amount of Rs.1,25,000/- is provided to patients whose annual income does not exceed Rs.1,25,000/-, to defray a part of the expenditure on hospitalization/treatment in Government Hospitals.
  • Beneficiaries can apply for financial assistance under both schemes by providing their Ration card number and undergoing beneficiary verification process at any of the empanelled Govt. hospital.

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