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SaaRthi Mobile App

SaaRthi Mobile App:

Securities and Exchange Board of India (SEBI) has launched Saa₹thi – a mobile app on investor education.

  • ‘R’ represents ‘₹’.
  • It aims to create awareness among investors about the basic concepts of the securities market.
  • The app will also explain about KYC process, trading and settlement, Mutual Funds (MF), recent market developments, investor grievances redressal mechanism, etc.
  • A recent surge is seen in individual investors entering the market, and more importantly a large proportion of trading being mobile phone based.
  • According to NSE (National Stock Exchange) data, the share of Individual investors increased to 45% in 2021 from 39% in 2020.
  • The NSE is India’s largest financial market.
  • Securities are financial instruments issued to raise funds.
  • The primary function of the securities markets is to enable the flow of capital from those that have it to those that need it.
  • Securities markets provide channels for allocation of savings to investments and thereby decouple these two activities.
  • As a result, the savers and investors are not constrained by their individual abilities, but by the economy’s abilities to invest and save respectively, which inevitably enhances savings and investment in the economy.
  • Eg. Equity, Debt securities, etc.