Ayushman Bharat Pradhan Mantri Jan Arogya Yojana : In News
The Union Cabinet has approved health coverage for all senior citizens aged 70 and above under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)
Health Cover for Senior Citizens under AB PM-JAY:
- All senior citizens aged 70 and above, regardless of income.
- Beneficiaries Approximately 6 crore senior citizens.
- Family-based cover of Rs 5 lakh annually.
- An additional top-up of Rs 5 lakh annually for those already covered by AB PM-JAY.
- Eligible seniors will receive a distinct AB PM-JAY card.
- Groups Senior citizens under private health insurance or Employees’ State Insurance schemes.
AB PM-JAY Scheme:
- Ministry of Health & Family Welfare
- Centrally Sponsored Scheme under Ayushman Bharat Mission
- Target 12 crore families (approximately 55 crore beneficiaries)
- Purpose To achieve Universal Health Coverage (UHC)
- Health cover of Rs 5 lakh/family/year for secondary and tertiary care
- Covers up to 3 days pre-hospitalization and 15 days post-hospitalization expenses.