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Ayushman Bharat Pradhan Mantri Jan Arogya Yojana : In News

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana : In News

The Union Cabinet has approved health coverage for all senior citizens aged 70 and above under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)

Health Cover for Senior Citizens under AB PM-JAY:

  • All senior citizens aged 70 and above, regardless of income.
  • Beneficiaries Approximately 6 crore senior citizens.
  • Family-based cover of Rs 5 lakh annually.
  • An additional top-up of Rs 5 lakh annually for those already covered by AB PM-JAY.
  • Eligible seniors will receive a distinct AB PM-JAY card.
  • Groups Senior citizens under private health insurance or Employees’ State Insurance schemes.

AB PM-JAY Scheme:

  • Ministry of Health & Family Welfare
  • Centrally Sponsored Scheme under Ayushman Bharat Mission
  • Target 12 crore families (approximately 55 crore beneficiaries)
  • Purpose To achieve Universal Health Coverage (UHC)
  • Health cover of Rs 5 lakh/family/year for secondary and tertiary care
  • Covers up to 3 days pre-hospitalization and 15 days post-hospitalization expenses.