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Pradhan Mantri Awaas Yojana – Gramin

Pradhan Mantri Awaas Yojana – Gramin:

Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) has completed 5 years on 20th November, 2021.

  • Earlier, it was reported that due to adverse impact of Covid-19, only 5.4% of the sanctioned houses under the PMAY-G, have reached completion for the year 2020-2021.
  • The Ministry of Housing and Urban Affairs implements the Pradhan Mantri Awas Yojana – Urban.
  • Launch: To achieve the objective of “Housing for All” by 2022, the erstwhile rural housing scheme Indira Awaas Yojana (IAY) was restructured to PMAY-G w.e.f 1st April, 2016.
  • Ministry Involved: Ministry of Rural development.
  • Aim: To provide a pucca house with basic amenities to all rural families, who are homeless or living in kutcha or dilapidated houses by the end of March 2022.
  • To help rural people Below the Poverty Line (BPL) in construction of dwelling units and upgradation of existing unserviceable kutcha houses by providing assistance in the form of a full grant.
  • Beneficiaries: People belonging to SCs/STs, freed bonded labourers and non-SC/ST categories, widows or next-of-kin of defence personnel killed in action, ex servicemen and retired members of the paramilitary forces, disabled persons and minorities.
  • Selection of Beneficiaries: Through a three stage validation – Socio Economic Caste Census 2011, Gram Sabha, and geo-tagging.
  • Cost Sharing: The cost of unit assistance is shared between Central and State Governments in the ratio 60:40 in plain areas and 90:10 for North Eastern and hilly states.

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