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Pradhan Mantri Awaas Yojana-Gramin

Pradhan Mantri Awaas Yojana-Gramin:

Due to the adverse impact of Covid-19, only 5.4% of the sanctioned houses under the central government’s flagship rural housing scheme, Pradhan Mantri Awaas Yojana-Gramin, have reached completion for the year 2020-2021.

Pradhan Mantri Awaas Yojana- Gramin (PMAY-G):

  • Launch: To achieve the objective of “Housing for All” by 2022, the erstwhile rural housing scheme Indira Awaas Yojana (IAY) was restructured to Pradhan Mantri Awaas Yojana-Gramin (PMAY-G) w.e.f 1st April 2016.
  • Ministry Involved: Ministry of Rural Development.
  • Aim: To provide a pucca house with basic amenities to all rural families, who are homeless or living in kutcha or dilapidated houses by the end of March 2022.
  • To help rural people Below the Poverty Line (BPL) in the construction of dwelling units and up-gradation of existing unserviceable kutcha houses by providing assistance in the form of a full grant.
  • Beneficiaries: People belonging to SCs/STs, freed bonded laborers and non-SC/ST categories, widows or next-of-kin of defense personnel killed in action, ex-servicemen and retired members of the paramilitary forces, disabled persons and minorities.
  • Selection of Beneficiaries: Through a three stage validation – Socio Economic Caste Census 2011, Gram Sabha, and geo-tagging.
  • Cost Sharing: The cost of unit assistance is shared between Central and State Governments in the ratio 60:40 in plain areas and 90:10 for North Eastern and hilly states.
  • Features:
    • The minimum size of the house has been increased to 25 sq.mt (from 20sq.mt) with a hygienic cooking space.
    • The unit assistance has been increased from Rs. 70,000 to Rs. 1.20 lakh in plain and from Rs. 75,000 to Rs. 1.30 lakh in hilly states.

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