Kisan Credit Card (KCC) Amount Crosses ₹10 Lakh Crore Benefiting 7.72 Crore Farmers:
The Kisan Credit Card (KCC) scheme has played a crucial role in ensuring that farmers in India have timely access to affordable credit for agricultural and allied activities. Over the years, the scheme has undergone several modifications to enhance credit penetration in the agriculture sector. A significant milestone in this journey is the sharp increase in the operative KCC loan amount, which has more than doubled from ₹4.26 lakh crore in March 2014 to ₹10.05 lakh crore in December 2024. This substantial rise reflects the deepening of institutional credit in agriculture and a reduction in farmers’ dependence on non-institutional sources.